Gold
87.48g
Gold jewelry, coins, bars, and other owned gold should be valued using the current market rate.
Zakat on Gold & Silver
Zakat on Gold & Silver: Complete Calculation Guide
Gold and silver are among the clearest zakatable assets in Islam. If your total zakatable wealth reaches Nisab and one lunar year has passed, Zakat is generally calculated at 2.5% of the current market value.
This page explains the gold and silver Nisab thresholds, how to value jewelry, what to do with worn gold, and how to calculate your Zakat before donating through Transparent Hands.
✓Gold Nisab: 87.48 grams / 7.5 tola
✓Silver Nisab: 612.36 grams / 52.5 tola
✓Zakat rate: 2.5% of current value
Direct Answer
Does gold and silver need Zakat?
Yes. Gold and silver are zakatable assets. If the value of your gold, silver, cash, savings, and other zakatable assets reaches or exceeds Nisab and remains with you for one lunar year, Zakat is due at 2.5%.
Silver
612.36g
Silver jewelry, coins, and silver assets should be valued using the current silver market rate.
Zakat
2.5%
After calculating your net zakatable wealth, pay 2.5% as Zakat to eligible recipients.
Jewelry Guidance
Do Pakistani women pay Zakat on gold jewelry?
This is one of the most common Zakat questions. According to the Hanafi position, Zakat is due on gold jewelry when the owner’s total zakatable wealth reaches Nisab, even if the jewelry is worn regularly.
Some other scholarly opinions distinguish between jewelry worn for personal use and gold held as wealth or savings. Because families may follow different schools of thought, it is best to follow trusted scholarly guidance and calculate carefully.
For Transparent Hands donors, the safest practical approach is to value the gold you own, include it in your zakatable assets, deduct valid short-term liabilities, and calculate 2.5% if your net wealth is above Nisab.
Check Nisab Threshold
Step-by-Step
How to calculate Zakat on gold and silver
The basic calculation is simple: find the current market value of the gold and silver you own, add it to your other zakatable assets, deduct valid liabilities, then calculate 2.5% if your net wealth is above Nisab.
Weigh your gold
Record the total grams or tola of gold you own, including jewelry, coins, bars, and other gold assets.
Check current value
Use the current gold or silver market rate in PKR, USD, or GBP to calculate the total value.
Add other assets
Add savings, cash, investments, business inventory, and receivables expected to be recovered.
Pay 2.5%
If your net wealth is above Nisab, pay 2.5% as Zakat to eligible recipients.
| Example Item | Amount | Rate | Total Value | Zakat at 2.5% |
|---|---|---|---|---|
| Gold Jewelry | 10 tola | Use current rate per tola | 10 × current rate | Total value × 2.5% |
| Silver Assets | 500 grams | Use current rate per gram | 500 × current rate | Total value × 2.5% |
Market rates: Gold and silver prices change daily. Use the bullion or jeweller rate in your country on the day you calculate Zakat, and keep a short note of the rate used for your records.
Gold & Silver Calculator
Pay Your Zakat
Calculate estimated Zakat on gold and silver
Enter weight and the rate per unit you are using (per tola or per gram, matching the unit selected). Add any extra gold or silver value if needed. This is an estimate only; use the full calculator for your complete obligation.
Estimated Gold/Silver Zakat
$0Total metal value: $0
Nisab check: Enter gold or silver details to calculate.
Important: This calculator gives a simple estimate. For a full calculation, include cash, savings, business assets, investments, receivables, and deductible short-term liabilities.
What To Include
Gold and silver assets to include in your Zakat calculation
When calculating Zakat, include the current market value of all owned gold and silver assets that fall under your chosen scholarly guidance.
| Include | How to Value It |
|---|---|
| Gold jewelry | Use current market value after weighing the gold content. |
| Gold coins and bars | Use current gold rate by gram, tola, or ounce. |
| Silver jewelry | Use current silver value based on pure silver weight. |
| Silver coins and bars | Use current silver market rate. |
Quick reference
Clear summary for search and donors
A short, direct answer you can use when checking your Zakat on gold.
How do you calculate Zakat on gold?
To calculate Zakat on gold, find the current market value of the gold you own, add it to your other zakatable assets, deduct valid short-term liabilities, and pay 2.5% if your net wealth reaches or exceeds Nisab for one lunar year.
Use today’s market value, not the original purchase price.
The Zakat rate on zakatable wealth is generally 2.5%.
Combine gold with cash, savings, and other zakatable assets before deciding Nisab.
FAQs
Zakat on Gold & Silver FAQs
Common questions about gold, silver, Nisab, and paying Zakat.
Is Zakat due on gold I wear daily?
According to the Hanafi position, Zakat is due on gold jewelry even if it is worn regularly, when the total zakatable wealth reaches Nisab. Other scholarly opinions differ, so follow trusted scholarly guidance.
How much Zakat do I pay on gold?
Zakat on gold is generally 2.5% of the current market value of the gold you own, if your total zakatable wealth reaches or exceeds Nisab and one lunar year has passed.
What is the Nisab for gold and silver?
The gold Nisab is 87.48 grams of gold, approximately 7.5 tola. The silver Nisab is 612.36 grams of silver, approximately 52.5 tola.
Do I pay Zakat on gold bought on installments?
If you own the gold and it forms part of your zakatable wealth, it may be included. Any short-term payable amount still owed can usually be deducted from your total zakatable wealth before calculation.
Do I calculate Zakat on the purchase price or current value?
Use the current market value, not the old purchase price. Zakat is calculated on what the gold or silver is worth when your Zakat becomes due.
Can I pay my gold Zakat through Transparent Hands?
Yes. After calculating your Zakat, you can pay it online through Transparent Hands to support Zakat-eligible poor patients who need surgery and medical treatment in Pakistan.
Turn Zakat Into Treatment
Calculate your gold and silver Zakat, then help a patient receive care.
Your Zakat can support poor patients in Pakistan who cannot afford surgery or medical treatment. Calculate carefully, then donate with confidence through Transparent Hands.
